Floods are the #1 Natural Disaster in the USA!
Do you know what to do when disaster strikes you?
Before a Flood
- Register for early warning notices by signing up with the city’s Code Red
- Buy Flood Insurance (coverage is not effective the first 30 days)
- If you have insurance review your policy to ensure proper coverage
- Keep policy and agent’s contact info on hand
- Know your Flood Zone and Evacuation Level
- Know your evacuation route
- Know the difference between a watch and warning
- Have an emergency plan for your family, pets and business
- Have an emergency kit ready
- Inventory and photograph your home and contents and save receipts for expensive items to prove cost, store it with your insurance policy
- Keep all original important documents in a safe place like a safe deposit box
- Keep drainage areas clean of debris
- Fill sand/mulch bags to protect low lying entrances to your house
- Elevate important utilities like air handlers, electrical boxes, and water heaters (permit required).
- Boaters - Please make sure your vessels are secured to boat lift / docks. Remember to turn off power to lifts, and make sure no power lines are in the water
During a Flood
- Tune in to local TV and radio channels.
- Do not walk or drive through flowing flood water
- Don’t let kids play in the ditch with moving water!
- Stay away from downed power lines and electrical wires
- Animals may seek shelter in your home and aggressively defend themselves
- Conserve water by minimizing toilet flushing and laundry
- Be especially cautious after dark when it is harder to see danger.
After a Flood
- Do not enter a flooded building until it has been cleared for re-entry by an inspector.
- After the building has been inspected; contact adjustor to verify what is needed (pictures, etc.) and remove wet contents as soon as possible.
- Dry out the building with air conditioners and dehumidifiers to prevent mold
- Throw out any food that has came in contact with flood waters or has been thawed due to power outages.
- Boil water before use. Test your well. If in doubt, call a public health official
- Use flashlights instead of fire
- Photograph and list damaged/lost items with age and value for the adjuster
- Report broken utility and electrical systems to the appropriate authorities
- Plan before you repair (Get building permits, hire licensed contractor)
Watch WHEN CLOUDS FORM VIDEO on You Tube: How Prepared are You for a Flood?
Disasters can strike at any time, but they are less scary when you have a plan and everyone in your household knows the plan.